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The 'Keys and Deeds' Workbook to Homeownership Paperback – March 31, 2024

by Genetta Gray (Author)
See all formats and editions
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Are you finally ready to take the necessary steps to become a homeowner?

Are rental increases and qualifying criteria becoming a challenge?

Are you ready to build wealth and legacy through real estate?

Are you financially fit, but not sure what steps to take next?


If you answered “Yes” or even considered the possibly, this workbook was curated for you! Some of us didn’t have the benefit of growing up in a home owned by our family or even being taught that it was a possibly. The good news is when you know better, you have the option to do better.

The first step is making a decision to get serious about your desire to OWN real estate. It’s one thing to have a desire for something, it is something totally different to be prepared to take the necessary steps to make it happen!

The second step is understanding financing; what lenders and investors are looking for, then taking the steps to build your financial profile to a status that is mortgage eligible. Don’t wait until you THINK you are ready to apply for a mortgage to get the necessary information.

The ‘Keys and Deeds’ Workbook to Homeownership was created as a guide to partner with you in achieving your goals by filling in some of the gaps. Inside this workbook you will learn:


* How to Create a Baseline - What is your current status? Where are you starting?

* How to create a Debt Repayment Plan - How can I pay down my debt with my current income? What should I address first?

* How to Create a Monthly Budget and Monitor Your Monthly Fixed and Variable Expenses - Where is your money going?

* How to Monitor Your Credit - What is negatively impacting your credit? What is working?

* What Do Lenders Need to See When Considering Mortgage Applications - What documentation is needed? What’s an ideal credit score? What about my student loans?

* The Definition of Common Real Estate and Loan Terms You May Encounter - What’s the difference between pre-approval and pre-qualified? What is an earnest money deposit? What is contingency as it relates to real estate?

As a licensed Real Estate Professional, I encounter people like yourself often so know you are not alone. Those who are willing to face their fears and the facts reach their goals; usually in less time than they anticipated. You can experience the same joy of hearing the word “Pre-approved!” if you are willing to take a chance on you.

The ‘Keys and Deeds’ Workbook to Homeownership is a tool to be used to educate and elevate you and your loved ones to a place of mortgage worthiness…which unlocks leverage that is only possible with ownership. Now is the time to invest in yourself and your future wellness; you can do this!
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Previous page
  1. Print length
    76 pages
  2. Language
    English
  3. Publication date
    March 31, 2024
  4. Dimensions
    8.5 x 0.18 x 11 inches
  5. ISBN-13
    979-8990086500
  6. See all details
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Product details

  • ASIN ‏ : ‎ B0CYZV6VQR
  • Publisher ‏ : ‎ Genetta Gray (March 31, 2024)
  • Language ‏ : ‎ English
  • Paperback ‏ : ‎ 76 pages
  • ISBN-13 ‏ : ‎ 979-8990086500
  • Item Weight ‏ : ‎ 9 ounces
  • Dimensions ‏ : ‎ 8.5 x 0.18 x 11 inches

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Genetta Gray

Genetta Gray

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